Insurance

Cyber Insurance Readiness

Topic entry: no single framework governs cyber insurance; insurers assess cyber risk in their own underwriting. Links regulator references.

Gramm-Leach-Bliley Act (GLBA)

US law requiring financial institutions to explain how they share customer information and to safeguard it, enforced in part by the FTC.

Massachusetts PATCH Act (An Act to Protect Access to Confidential Healthcare)

2018 Massachusetts law on health insurer summary of payments forms that protects confidential care; the Division of Insurance implements it.

Mental Health Parity and Addiction Equity Act (MHPAEA)

Federal law requiring parity between mental health and substance use disorder benefits and medical/surgical benefits in health plans.

Professional Liability Insurance Regulation (State Insurance Regulators and NAIC)

U.S. professional liability insurance is regulated by the states; NAIC, governed by the state insurance regulators, publishes model laws.